Family looking out window

Savings Accounts, CDs & IRAs

Regular Savings

  • Minimum opening deposit of $50
    Minimum statement cycle balance of $300 to avoid a monthly maintenance charge of $7
  • Monthly statements issued if any electronic activity occurs during a statement cycle.
  • Otherwise, statements are issued quarterly
  • Interest compounds quarterly
  • Limited to one debit activity per four week or similar period. Excess withdrawal fee per
    of $1.00 per item assessed if limit exceeded.

Easy Money

  • Minimum opening deposit of $50
    Minimum statement cycle balance of $2500 to avoid a monthly maintenance charge of
    $10
  • Monthly statements issued if any electronic activity occurs during a statement cycle.
    Otherwise, statements are issued quarterly
  • Interest earned on a tiered rate structure

Certificate of Deposit

These are available to all our depositors. The minimum amount required to open an account is $1,000. We offer CDs for 6, 12, 24, 36, 48 and 60 months. Please call us or visit the lobby of the bank for the current rates.


IRAs

  • Minimum opening deposit of $250
  • Interest accrues daily and is credited to your account every 12 months
  • Penalties will be assessed for early withdrawals
  • Annual statements
  • Interest earned on a tiered rate structure
  • Please call us or visit the lobby of the bank for the full details