commercial financing

Commercial Financing

Commercial Line of Credit

Your business will have access to working capital when you need it. Ideal if your business needs easy access to cash for short-term capital, inventory purchases, an emergency fund or larger working capital needs. Subject to annual review and renewal, and interest is billed quarterly.

Flex Loan

Farmers Bank designed this loan so that almost any conceivable payback arrangement can be accommodated when circumstances of repayment call for creative financing. The loan can be for various terms and can be paid principal only, interest only, principal and interest, and with varying amounts of principal at varying periods of quarterly, semi-annually, annually, etc.

Single Payment Short-term Loan

Payback is usually expected within 12 months. Renewals are granted when circumstances permit. This loan is ideal when you have a specific need to borrow short term and you have a definite prospect of obtaining the funds to repay the balance in a lump sum at some future time. Rates are based off current market conditions.

Adjustable Payment Loan

The payback on this loan will be monthly and can be for terms of ten to fifteen years, and in certain cases, longer. The rate will be adjusted annually. The rate is a discretionary rate based on business and economic conditions and other considerations such as deposits and collateral. The rate will be competitive with market rates.

Aviation Loans

Competitive financing for general aviation loans. Providing comprehensive US domestic aircraft loans for aircraft including pistons, turboprops, jets, and vintage.

**Loan approval is subject to credit approval and program guidelines. Not all loan programs are available for all loan amounts. Interest rates are subject to change without notice, unless locked in for a specific term. Program terms are subject to change without notice.