Deposit Rates

Updated December 4, 2025

Checking

Deposit Account Type Min Balance Index Interest Rate Monthly APY Quarterly APY
Simple Free Checking - - - - -
Simple Plus Checking - - - - -
Premier Checking (0-999.99) 0-999.99 - - - -
Premier Checking (1,000-4,999.99) 1,000-4,999.99 - 0.50% 0.50% -
Premier Checking (5,000 and Up) 5,000 and Up - 1.00% 1.00% -
Premier Platinum Checking (0-24,999.99) 0-24,999.99 - - -
Premier Platinum Checking (25,000-49,999.99) 25,000-49,999.99 1MCMT -1.75% 2.08% 2.10% -
Premier Platinum Checking (50,000-99,999.99) 50,000-99,999.99 1MCMT -1.25% 2.58% 2.61% -
Premier Platinum Checking (100,000 and Up) 100,000 and Up 1MCMT -0.75% 3.08% 3.12% -
Business Checking $5,000 - 1.00% 1.00% -
Business Plus Checking (5,000-24,999.99) 5,000-24,999.99 - 1.00% 1.00% -
Business Plus Checking (25,000 and Up) 25,000 and Up - 1.25% 1.26% -
Business Growth Checking (25,000-49,999.99) 25,000-49,999.99 1MCMT -1.50% 2.33% 2.36% -
Business Growth Checking (50,000-99,999.99) 50,000-99,999.99 1MCMT -1.00% 2.83% 2.87% -
Business Growth Checking (100,000 and Up) 100,000 and Up 1MCMT -0.50% 3.33% 3.38% -

Savings

Deposit Account Type Min Balance Index Interest Rate Monthly APY Quarterly APY
Simple Free Savings - - 0.50% - 0.50%
Simple Plus Savings - - 0.50% - 0.50%
Premier Savings (5,000-9,999.99) 5,000-9,999.99 - 1.00% - 1.00%
Premier Savings (10,000 and Up) 10,000 and Up - 2.00% - 2.00%
High Return Savings (25,000-49,999.99) 25,000-49,999.99 1MCMT -1.50% 2.33% - 2.35%
High Return Savings (50,000-99,999.99) 50,000-99,999.99 1MCMT -1.00% 2.82% - 2.85%
High Return Savings (100,000 and Up) 100,000 and Up 1MCMT -0.50% 3.33% - 3.37%

Traditional Certificates of Deposit (CDs)

For CDs of $100,000 or more, call for APY & Rate to be quoted.

CD Term Min Balance APY Monthly Interest Rate Maturity Interest Rate
6 Mo. Traditional CD $1,000 4.04% - 4.00%
12 Mo. Traditional CD $1,000 4.00% - 4.00%
24 Month Traditional CD $1,000 2.50% - 2.50%
36 Month Traditional CD $1,000 2.75% - 2.75%
48 Month Traditional CD $1,000 2.75% - 2.75%
60 Month Traditional CD $1,000 2.75% - 2.75%

Flexible Certificates of Deposit (CDs)

For CDs of $100,000 or more, call for APY & Rate to be quoted.

CD Term Min Balance APY Monthly Interest Rate Maturity Interest Rate
6 Mo. Flexible CD $1,000 4.07% 4.00% -
12 Mo. Flexible CD $1,000 4.07% 4.00% -
24 Month Flexible CD $1,000 2.53% 2.50% -
36 Month Flexible CD $1,000 2.79% 2.75% -
48 Month Flexible CD $1,000 2.79% 2.75% -
60 Month Flexible CD $1,000 2.79% 2.75% -

IRA Account

Account Type Min Balance APY Monthly Rate Maturity Rate
IRA - 3.00% - -