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Farmers Bank Privacy Policy

 

FACTS

WHAT DOES FARMERS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:
  • Social Security
  • Account Balances
  • Credit History
  • Account Transfers
  • Checking account information
  • Wire transfer instructions

When you are no longer out customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business.  In the section below, we just list the reasons financial companies can share their customers' personal information; the reasons Farmers Bank choose to share; and whether you can limit this sharing.


Reasons we can share your personal information Does Farmers Bank Share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For non-affiliates to market you No We don't share


Questions? Call (731) 847-3621 or go to www.farmers-bank.com


What We Do  
How does Farmers Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Farmers Bank collect my personal information? We collect your personal information, for example, when you:
  • Open an account
  • Apply for a loan
  • Give us your income information
  • Provide account information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Contacting Farmers Bank

You can contact one of our Bank Representatives by several different means: E-mail us at info@farmers-bank.com

By mail at: Farmers Bank     P.O. Box 190    Parsons, TN   38363

By Phone at (731) 847-3621   By Fax at (731) 847-2522

Or drop by our office to speak personally with a representative.